A home loan is not about the maximum amount the bank will approve — it is about balancing the amount you need, the amount you can comfortably repay, and your long-term financial stability. This checklist walks you through the essentials before you commit.

What's inside

  • Your borrowing capacity and what you can comfortably repay
  • Your CRIB history and existing financial commitments
  • Income assessment and property details to verify
  • Interest rate options and a realistic repayment plan
  • The key costs to account for beyond the loan itself

Download the Smart Home Loan Checklist and plan your home loan the smart way.

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